You can go into a branch to apply and discuss what you need from your account, or you can compare current accounts online. If you're over 18, a UK resident, haven't been declared bankrupt or registered for an Individual Voluntary Agreement in the last six years (or be in the process of doing so), and have a phone number and email address we can contact you with, we'd love to welcome you. breakdowns which occur after the first 90 days of a trip to Europe. When you switch to their 1 st Account, you’ll get £100 for free provided you pay in at least £1,000 in the first three months. What to look for. We share information about how you use your account with credit reference agencies. We're not just sure you'll love our service more than anyone else's - we're banking on it. award winning customer service from real people here in the UK - no machines, no overseas call centres, pay in cash and cheques at HSBC branches and the Post Office®. If there are travel restrictions in place for your destination when you book your trip or open this account (whichever happens later), you won't be covered for abandonment or cancellation. Viewing standing order or Direct Debit details. First online/offline. For more information, please see our coronavirus travel guidance or the government's coronavirus travel advice Opens an overlay [Will show a security message first]. First direct deposit must be received within 30 days of account opening. You must be 18 years of age or older; You must not have been declared Bankrupt or have registered for an Individual Voluntary Agreement within the last six years or be in the process of doing so (Does not apply to M&S Bank) You are a UK resident; Student accounts. You are in section Please refer to the Insurance Product Information Document and policy terms and conditions for full details of cover and all applicable exclusions. All Rights Reserved. Our App sits on your smartphone or tablet and lets you manage your money quickly and easily, whenever, wherever. The company initiating the Direct Debit must give you advance notice of any change to the agreement. © HSBC Group 2019. I refer to this chart: The colorful graphic comes from a test conducted by Peter Ramsey, Built for Mars founder. Coronavirus (COVID-19) and First Directory Travel Insurance. This product is only available to first direct Current Account customers (you're more than welcome to join us...). Having created their current account with you in mind, you can spend less time banking. All claims will be subject to assessment and other usual policy terms and conditions. Published August 2020. New Business Account. If you already hold First Directory please read the policy terms and conditions for full details. Whenever you call, you'll always get straight through to a lovely, warm, real human being, right here in the UK - no 'press 1 for...' nonsense, no overseas call centres. Visit a branch. You can also ask us to reduce or remove your arranged overdraft limit at any time by calling us on 03 456 100 100. first direct is a division of HSBC UK Bank plc. Given up on First Direct My heading was going to be 'What has happened to First Direct?' The First Direct 1st Account offers a £250 interest-free overdraft buffer – subject to status (39.9% EAR variable above £250) as well as access to its regular saver offering 2.75% AER when you put away between £25 and £300 a month for a fixed 12 month term. Does it really take 24 clicks to open an account in Revolut (and 120 in First Direct bank)? Book FD of min. You can register your mobile phones and make a claim to replace a mobile phone that has been lost, stolen, damaged or broken down (outside of warranty), online using the links below. i have an eSaver with credit. You’ll have to repay any overdrawn amount plus any interest for the period you’ve had it. First Direct will scrap the £10 fee on its 1st Account for new and existing customers from 14 September, meaning those with a gross income of less than £12,460 will be able to use the account for free. Different people have different banking needs. Keep the account open for a minimum period of time. There is no minimum deposit to open the account… FIRST DIRECT has announced it has re-opened its current account to new customers, after the product was temporarily pulled due to the COVID-19 crisis. Change to the Standards of Lending Practice & Standard current accounts are typically for! 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